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 Peoples Bank & Trust
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Peoples Bank & Trust
| RSSD ID 109136 | CERTIFICATE 25795 | ABA NUMBER 61103153 |
| 1899 Buford Hwy |
Quarter Ended : |
2026-03-31 |
| Buford, Georgia, 30518 |
Updated : |
2026-04-17 |
| www.peoplesbanktrust.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 582,360 |
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Total Interest Income | 6,759 |
| Total Liabilities | 531,856 |
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Total NonInterest Income | 314 |
| Total Bank Equity Capital | 50,504 |
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Total Interest Expense | 1,843 |
| Total Deposits | 527,917 |
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Total NonInterest Expense | 2,464 |
| Net Loans & Leases | 270,365 |
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Net Income | 1,981 |
| Loan Loss Allowance | 3,113 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 267,280 |
| Total assets for the leverage ratio | 555,558 |
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Loans secured by real estate: | 248,324 |
| Tier 1 Leverage Ratio | 10.73 |
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Commercial and industrial loans | 15,430 |
| Off Balance Sheet Exposures (%) | 11.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,937 |
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:· Peoples Bank & Trust
