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 Beal Bank, SSB
Beal Bank, SSB
| RSSD ID 1176881 | CERTIFICATE 32574 | ABA NUMBER 311993330 |
| 6000 Legacy Drive |
Quarter Ended : |
2013-03-31 |
| Plano, Texas, 75024 |
Updated : |
2013-04-30 |
| www.bealbank.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Mortgage Lending Specialization |
| Statistical Area (MSA) : |
Dallas, TX |
| Interstate Branches : |
Yes
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Foreign Offices : |
No |
| Number of Offices : |
19 |
Number of Employees : |
350 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,991,115 |
|
Total Interest Income | 49,509 |
| Total Liabilities | 2,039,111 |
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Total NonInterest Income | 12,047 |
| Total Bank Equity Capital | 951,897 |
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Total Interest Expense | 4,298 |
| Total Deposits | 1,706,567 |
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Total NonInterest Expense | 27,419 |
| Net Loans & Leases | 2,175,748 |
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Net Income | 28,183 |
| Loan Loss Allowance | 67,948 |
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Net Charge Offs | 3,075 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 968,836 |
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Total loans | 2,308,407 |
| Total assets for leverage capital purposes | 3,103,723 |
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Loans secured by real estate: | 1,955,621 |
| Tier 1 Leverage Ratio | 30.51 |
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Commercial and industrial loans | 332,605 |
| Tier 1 Risk-based Capital Ratio | 55.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 56.84 |
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Loans to individuals - Other | 20,180 |
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:· Beal Bank, SSB
