|
 |
|
|
 Peoples Independent Bank
|
Peoples Independent Bank
| RSSD ID 1188987 | CERTIFICATE 27233 | ABA NUMBER 62203942 |
| 121 Billy B. Dyar Boulevard |
Quarter Ended : |
2026-03-31 |
| Boaz, Alabama, 35957 |
Updated : |
2026-04-14 |
| www.pibonline.com |
|
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
83 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 485,550 |
|
Total Interest Income | 6,110 |
| Total Liabilities | 445,715 |
|
Total NonInterest Income | 541 |
| Total Bank Equity Capital | 39,835 |
|
Total Interest Expense | 2,082 |
| Total Deposits | 442,272 |
|
Total NonInterest Expense | 2,804 |
| Net Loans & Leases | 198,218 |
|
Net Income | 1,868 |
| Loan Loss Allowance | 1,792 |
|
Net Charge Offs | 23 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 46,783 |
|
Total loans | 199,147 |
| Total assets for the leverage ratio | 473,027 |
|
Loans secured by real estate: | 147,868 |
| Tier 1 Leverage Ratio | 9.47 |
|
Commercial and industrial loans | 21,117 |
| Tier 1 Capital Ratio | 14.4 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.03 |
|
Loans to individuals - Other | 6,077 |
|
|
|
|
:· Peoples Independent Bank
