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 Central Bank
Central Bank
| RSSD ID 1189041 | CERTIFICATE 27234 | ABA NUMBER 91905114 |
| 2270 Frontage Road |
Quarter Ended : |
2013-03-31 |
| Stillwater, Minnesota, 55082 |
Updated : |
2013-04-30 |
| www.centralbnk.com |
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| Holding Company (RSSDID 1250295) : Central Bancshares, Inc. |
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Minneapolis-St. Paul, MN-WI |
| Interstate Branches : |
Yes
|
Foreign Offices : |
No |
| Number of Offices : |
21 |
Number of Employees : |
311 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,215,667 |
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Total Interest Income | 14,729 |
| Total Liabilities | 1,124,171 |
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Total NonInterest Income | 2,073 |
| Total Bank Equity Capital | 91,496 |
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Total Interest Expense | 1,473 |
| Total Deposits | 1,112,877 |
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Total NonInterest Expense | 10,799 |
| Net Loans & Leases | 759,729 |
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Net Income | 4,154 |
| Loan Loss Allowance | 22,051 |
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Net Charge Offs | 487 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 94,238 |
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Total loans | 794,269 |
| Total assets for leverage capital purposes | 1,184,384 |
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Loans secured by real estate: | 672,911 |
| Tier 1 Leverage Ratio | 7.29 |
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Commercial and industrial loans | 95,360 |
| Tier 1 Risk-based Capital Ratio | 14.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 15.3 |
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Loans to individuals - Other | 16,587 |
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:· Central Bank
