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 Waycross Bank & Trust
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Waycross Bank & Trust
| RSSD ID 1191352 | CERTIFICATE 27254 | ABA NUMBER 61204052 |
| 501 Tebeau St |
Quarter Ended : |
2026-03-31 |
| Waycross, Georgia, 31501 |
Updated : |
2026-04-17 |
| www.wbt.bank |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 233,994 |
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Total Interest Income | 2,682 |
| Total Liabilities | 213,386 |
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Total NonInterest Income | 200 |
| Total Bank Equity Capital | 20,608 |
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Total Interest Expense | 823 |
| Total Deposits | 209,386 |
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Total NonInterest Expense | 1,298 |
| Net Loans & Leases | 127,302 |
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Net Income | 762 |
| Loan Loss Allowance | 2,353 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 131,216 |
| Total assets for the leverage ratio | 244,439 |
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Loans secured by real estate: | 121,733 |
| Tier 1 Leverage Ratio | 12.08 |
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Commercial and industrial loans | 8,075 |
| Off Balance Sheet Exposures (%) | 4.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 846 |
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:· Waycross Bank & Trust
