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 FNB SOUTH
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FNB SOUTH
| RSSD ID 12030 | CERTIFICATE 17011 | ABA NUMBER 61212866 |
| 423 W 12th St |
Quarter Ended : |
2026-03-31 |
| Alma, Georgia, 31510 |
Updated : |
2026-04-29 |
| www.fnbsouth.net |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 716,485 |
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Total Interest Income | 11,279 |
| Total Liabilities | 603,382 |
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Total NonInterest Income | 992 |
| Total Bank Equity Capital | 113,103 |
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Total Interest Expense | 2,810 |
| Total Deposits | 596,064 |
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Total NonInterest Expense | 4,298 |
| Net Loans & Leases | 464,145 |
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Net Income | 4,713 |
| Loan Loss Allowance | 14,762 |
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Net Charge Offs | (2,472) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 119,460 |
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Total loans | 472,886 |
| Total assets for the leverage ratio | 709,012 |
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Loans secured by real estate: | 384,111 |
| Tier 1 Leverage Ratio | 15.96 |
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Commercial and industrial loans | 48,848 |
| Tier 1 Capital Ratio | 22.85 |
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Loans to individuals - Credit Cards | 1,011 |
| Total Capital Ratio | 24.12 |
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Loans to individuals - Other | 29,005 |
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:· FNB SOUTH
