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Western Dakota Bank
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Western Dakota Bank
| RSSD ID 128258 | CERTIFICATE 492 | ABA NUMBER 91404000 |
| 803 Main Street |
Quarter Ended : |
2026-03-31 |
| Timber Lake, South Dakota, 57656 |
Updated : |
2026-04-27 |
| www.westerndakotabank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 89,193 |
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Total Interest Income | 932 |
| Total Liabilities | 81,226 |
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Total NonInterest Income | 52 |
| Total Bank Equity Capital | 7,967 |
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Total Interest Expense | 323 |
| Total Deposits | 80,902 |
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Total NonInterest Expense | 442 |
| Net Loans & Leases | 24,871 |
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Net Income | 195 |
| Loan Loss Allowance | 405 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 23,820 |
| Total assets for the leverage ratio | 87,076 |
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Loans secured by real estate: | 9,808 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 2,359 |
| Off Balance Sheet Exposures (%) | 1.12 |
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Loans to individuals - Credit Cards | 107 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 855 |
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