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 World Financial Network National Bank
| RSSD ID 1391778 | CERTIFICATE 27499 |
| 3100 Easton Square Place |
Quarter Ended : |
2010-06-30 |
| Columbus, Ohio, 43219 |
Updated : |
2010-08-19 |
| www.alliancedata.com |
| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
National Bank |
Federal Regulator : |
OCC |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
| Member Federal Reserve : |
Yes |
Member FHLB : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
|
| Specialization : |
Credit-Card Specialization |
| Statistical Area (MSA) : |
Columbus, OH |
| Interstate Branches : |
No
|
Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
333 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,971,994 |
|
Total Interest Income | 581,812 |
| Total Liabilities | 4,442,753 |
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Total NonInterest Income | 51,459 |
| Total Bank Equity Capital | 529,241 |
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Total Interest Expense | 72,272 |
| Total Deposits | 800,632 |
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Total NonInterest Expense | 225,069 |
| Net Loans & Leases | 4,134,446 |
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Net Income | 106,845 |
| Loan Loss Allowance | 474,128 |
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Net Charge Offs | 217,984 |
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| Key Ratios |
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Quarterly Averages
(USD, in thousands) |
| Tier 1 Leverage Ratio | 9.78 |
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Total loans | 4,629,490 |
| Tier 1 Risk-based Capital Ratio | 16.23 |
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Loans secured by real estate: | 0 |
| Total Risk-based Capital Ratio | 32.3 |
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Commercial and industrial loans | 0 |
| ROA | 6.51 |
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Loans to individuals - Credit Cards | 4,629,490 |
| ROE | 40.37 |
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Loans to individuals - Other | 0 |
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:· tarp - bank capital purchase program (cpp) repayment :· World Financial Network National Bank
