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 First State Bank of Randolph County
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First State Bank of Randolph County
| RSSD ID 140634 | CERTIFICATE 2157 | ABA NUMBER 61204094 |
| 81 Court St |
Quarter Ended : |
2026-03-31 |
| Cuthbert, Georgia, 39840 |
Updated : |
2026-04-27 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 88,090 |
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Total Interest Income | 884 |
| Total Liabilities | 86,752 |
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Total NonInterest Income | 65 |
| Total Bank Equity Capital | 1,338 |
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Total Interest Expense | 375 |
| Total Deposits | 86,286 |
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Total NonInterest Expense | 638 |
| Net Loans & Leases | 28,021 |
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Net Income | (68) |
| Loan Loss Allowance | 328 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,161 |
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Total loans | 28,314 |
| Total assets for the leverage ratio | 95,477 |
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Loans secured by real estate: | 14,300 |
| Tier 1 Leverage Ratio | 8.2 |
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Commercial and industrial loans | 5,063 |
| Tier 1 Capital Ratio | 15.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.37 |
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Loans to individuals - Other | 3,365 |
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:· First State Bank of Randolph County
