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 First State Bank and Trust
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First State Bank and Trust
| RSSD ID 144856 | CERTIFICATE 10159 | ABA NUMBER 91911551 |
| 950 Highway 95 N |
Quarter Ended : |
2026-03-31 |
| Bayport, Minnesota, 55003 |
Updated : |
2026-04-28 |
| https://www.fsbt.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 471,002 |
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Total Interest Income | 5,643 |
| Total Liabilities | 432,214 |
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Total NonInterest Income | 2,472 |
| Total Bank Equity Capital | 38,788 |
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Total Interest Expense | 1,827 |
| Total Deposits | 429,334 |
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Total NonInterest Expense | 4,320 |
| Net Loans & Leases | 306,435 |
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Net Income | 1,906 |
| Loan Loss Allowance | 3,874 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,552 |
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Total loans | 309,506 |
| Total assets for the leverage ratio | 455,981 |
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Loans secured by real estate: | 257,131 |
| Tier 1 Leverage Ratio | 8.99 |
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Commercial and industrial loans | 27,124 |
| Tier 1 Capital Ratio | 14.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.6 |
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Loans to individuals - Other | 9,146 |
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:· First State Bank and Trust
