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 Springfield State Bank
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Springfield State Bank
| RSSD ID 197142 | CERTIFICATE 8772 | ABA NUMBER 83902620 |
| 125 E Main St |
Quarter Ended : |
2026-03-31 |
| Springfield, Kentucky, 40069 |
Updated : |
2026-04-14 |
| www.springfieldstate.bank |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 477,932 |
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Total Interest Income | 5,767 |
| Total Liabilities | 422,319 |
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Total NonInterest Income | 413 |
| Total Bank Equity Capital | 55,613 |
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Total Interest Expense | 2,422 |
| Total Deposits | 382,769 |
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Total NonInterest Expense | 1,891 |
| Net Loans & Leases | 330,607 |
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Net Income | 1,321 |
| Loan Loss Allowance | 3,672 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 331,123 |
| Total assets for the leverage ratio | 472,985 |
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Loans secured by real estate: | 298,381 |
| Tier 1 Leverage Ratio | 14.17 |
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Commercial and industrial loans | 18,543 |
| Off Balance Sheet Exposures (%) | 5.36 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,364 |
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:· Springfield State Bank
