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 Magnolia State Bank
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Magnolia State Bank
| RSSD ID 204237 | CERTIFICATE 877 | ABA NUMBER 61202533 |
| 130 Oak St |
Quarter Ended : |
2026-03-31 |
| Eastman, Georgia, 31023 |
Updated : |
2026-05-12 |
| www.bankmsb.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 197,843 |
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Total Interest Income | 2,946 |
| Total Liabilities | 167,816 |
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Total NonInterest Income | 194 |
| Total Bank Equity Capital | 30,027 |
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Total Interest Expense | 269 |
| Total Deposits | 166,811 |
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Total NonInterest Expense | 1,810 |
| Net Loans & Leases | 113,417 |
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Net Income | 1,061 |
| Loan Loss Allowance | 2,335 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 114,492 |
| Total assets for the leverage ratio | 198,472 |
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Loans secured by real estate: | 96,319 |
| Tier 1 Leverage Ratio | 15.23 |
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Commercial and industrial loans | 16,440 |
| Off Balance Sheet Exposures (%) | 0.17 |
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Loans to individuals - Credit Cards | 610 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,288 |
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:· Magnolia State Bank
