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The First Citizens National Bank of Upper Sandusky

The First Citizens National Bank of Upper Sandusky
RSSD ID 230423 | CERTIFICATE 14355 | ABA NUMBER 41205246
100 N Sandusky Ave Quarter Ended : 2026-03-31
Upper Sandusky, Ohio, 43351 Updated : 2026-04-27
www.firstcitizensnational.com

Institution Profile
Year Opened : 1902 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 8 Number of Employees : 75

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets380,333
Total Interest Income3,972
Total Liabilities337,453
Total NonInterest Income450
Total Bank Equity Capital42,880
Total Interest Expense700
Total Deposits326,370
Total NonInterest Expense3,398
Net Loans & Leases228,447
Net Income301
Loan Loss Allowance2,474
Net Charge Offs(6)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans223,756
Total assets for the leverage ratio378,379
Loans secured by real estate:202,231
Tier 1 Leverage Ratio12.7
Commercial and industrial loans11,167
Off Balance Sheet Exposures (%)13.94
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other1,529





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury