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First Commercial Bank
First Commercial Bank
| RSSD ID 2396547 | CERTIFICATE 34377 | ABA NUMBER 103003687 |
| 1601 South Kelly |
Quarter Ended : |
2013-03-31 |
| Edmond, Oklahoma, 73013 |
Updated : |
2013-04-26 |
| www.fcbebanking.com |
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| Holding Company (RSSDID 2374787) : First Commercial Bancshares, Inc. |
| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Oklahoma City, OK |
| Interstate Branches : |
Yes
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Foreign Offices : |
No |
| Number of Offices : |
9 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 323,105 |
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Total Interest Income | 3,338 |
| Total Liabilities | 287,460 |
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Total NonInterest Income | 1,182 |
| Total Bank Equity Capital | 35,645 |
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Total Interest Expense | 429 |
| Total Deposits | 274,637 |
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Total NonInterest Expense | 2,776 |
| Net Loans & Leases | 210,071 |
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Net Income | 753 |
| Loan Loss Allowance | 3,597 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total risk based capital | 34,842 |
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Total loans | 217,614 |
| Total assets for leverage capital purposes | 313,896 |
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Loans secured by real estate: | 159,062 |
| Tier 1 Leverage Ratio | 10.16 |
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Commercial and industrial loans | 55,543 |
| Tier 1 Risk-based Capital Ratio | 13.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 14.74 |
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Loans to individuals - Other | 3,009 |
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