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 Georgia First Bank
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Georgia First Bank
| RSSD ID 260831 | CERTIFICATE 889 | ABA NUMBER 61204971 |
| 1202 Second St |
Quarter Ended : |
2026-03-31 |
| Soperton, Georgia, 30457 |
Updated : |
2026-04-15 |
| https://georgiafirst.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 295,683 |
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Total Interest Income | 5,185 |
| Total Liabilities | 267,151 |
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Total NonInterest Income | 359 |
| Total Bank Equity Capital | 28,532 |
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Total Interest Expense | 1,520 |
| Total Deposits | 265,790 |
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Total NonInterest Expense | 2,389 |
| Net Loans & Leases | 228,426 |
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Net Income | 1,267 |
| Loan Loss Allowance | 3,909 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,194 |
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Total loans | 226,851 |
| Total assets for the leverage ratio | 295,076 |
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Loans secured by real estate: | 177,156 |
| Tier 1 Leverage Ratio | 9.67 |
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Commercial and industrial loans | 31,153 |
| Tier 1 Capital Ratio | 13.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.75 |
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Loans to individuals - Other | 15,392 |
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:· Georgia First Bank
