|
 |
|
|
 The Monticello Banking Company
|
The Monticello Banking Company
| RSSD ID 266945 | CERTIFICATE 292 | ABA NUMBER 83902581 |
| 50 N Main St |
Quarter Ended : |
2026-03-31 |
| Monticello, Kentucky, 42633 |
Updated : |
2026-04-15 |
| mbcbank.com |
|
| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
203 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,094,102 |
|
Total Interest Income | 14,103 |
| Total Liabilities | 996,279 |
|
Total NonInterest Income | 1,441 |
| Total Bank Equity Capital | 97,823 |
|
Total Interest Expense | 4,714 |
| Total Deposits | 949,413 |
|
Total NonInterest Expense | 7,550 |
| Net Loans & Leases | 778,895 |
|
Net Income | 2,661 |
| Loan Loss Allowance | 9,240 |
|
Net Charge Offs | 11 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 803,577 |
| Total assets for the leverage ratio | 1,140,039 |
|
Loans secured by real estate: | 725,180 |
| Tier 1 Leverage Ratio | 10.25 |
|
Commercial and industrial loans | 31,064 |
| Off Balance Sheet Exposures (%) | 4.71 |
|
Loans to individuals - Credit Cards | 1,464 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 16,443 |
|
|
|
|
:· The Monticello Banking Company
