|
 |
|
|
 Georgia Community Bank
|
Georgia Community Bank
| RSSD ID 2823221 | CERTIFICATE 35320 | ABA NUMBER 61211728 |
| 704 N Westover Blvd |
Quarter Ended : |
2026-03-31 |
| Albany, Georgia, 31707 |
Updated : |
2026-04-28 |
| www.gcb.bank |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
78 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 384,887 |
|
Total Interest Income | 5,589 |
| Total Liabilities | 334,222 |
|
Total NonInterest Income | 346 |
| Total Bank Equity Capital | 50,665 |
|
Total Interest Expense | 1,324 |
| Total Deposits | 331,508 |
|
Total NonInterest Expense | 2,905 |
| Net Loans & Leases | 246,611 |
|
Net Income | 1,646 |
| Loan Loss Allowance | 3,283 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 252,710 |
| Total assets for the leverage ratio | 387,570 |
|
Loans secured by real estate: | 202,971 |
| Tier 1 Leverage Ratio | 13.61 |
|
Commercial and industrial loans | 27,063 |
| Off Balance Sheet Exposures (%) | 9.71 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,746 |
|
|
|
|
:· Georgia Community Bank
