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 The Citizens National Bank of Southwestern Ohio
The Citizens National Bank of Southwestern Ohio
| RSSD ID 2837077 | CERTIFICATE 35302 | ABA NUMBER 42215565 |
| 29 West Whipp Road |
Quarter Ended : |
2013-03-31 |
| Dayton, Ohio, 45459 |
Updated : |
2013-04-19 |
| www.banktcnb.com |
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| Holding Company (RSSDID 2833127) : Tcnb Financial Corp. |
| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Dayton-Springfield, OH |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 104,881 |
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Total Interest Income | 1,196 |
| Total Liabilities | 94,268 |
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Total NonInterest Income | 90 |
| Total Bank Equity Capital | 10,613 |
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Total Interest Expense | 96 |
| Total Deposits | 94,102 |
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Total NonInterest Expense | 856 |
| Net Loans & Leases | 70,303 |
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Net Income | 222 |
| Loan Loss Allowance | 1,294 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 11,031 |
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Total loans | 71,651 |
| Total assets for leverage capital purposes | 104,648 |
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Loans secured by real estate: | 53,809 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 11,467 |
| Tier 1 Risk-based Capital Ratio | 13.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 14.73 |
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Loans to individuals - Other | 6,375 |
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:· The Citizens National Bank of Southwestern Ohio
