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American Bank & Trust Company, Inc.
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American Bank & Trust Company, Inc.
| RSSD ID 2919898 | CERTIFICATE 35568 | ABA NUMBER 83908323 |
| 531 Lovers Ln |
Quarter Ended : |
2026-03-31 |
| Bowling Green, Kentucky, 42103 |
Updated : |
2026-04-17 |
| www.ambanking.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 892,157 |
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Total Interest Income | 12,730 |
| Total Liabilities | 810,133 |
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Total NonInterest Income | 614 |
| Total Bank Equity Capital | 82,024 |
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Total Interest Expense | 5,967 |
| Total Deposits | 765,949 |
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Total NonInterest Expense | 4,195 |
| Net Loans & Leases | 725,608 |
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Net Income | 2,229 |
| Loan Loss Allowance | 7,029 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 94,967 |
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Total loans | 717,715 |
| Total assets for the leverage ratio | 886,404 |
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Loans secured by real estate: | 633,336 |
| Tier 1 Leverage Ratio | 9.89 |
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Commercial and industrial loans | 77,249 |
| Tier 1 Capital Ratio | 11.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.29 |
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Loans to individuals - Other | 6,492 |
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