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Citizens Bank of Cumberland County, Inc.
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Citizens Bank of Cumberland County, Inc.
| RSSD ID 2921622 | CERTIFICATE 35442 | ABA NUMBER 83908307 |
| 209 Keen St |
Quarter Ended : |
2026-03-31 |
| Burkesville, Kentucky, 42717 |
Updated : |
2026-04-27 |
| www.cbcconline.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 94,787 |
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Total Interest Income | 1,489 |
| Total Liabilities | 83,695 |
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Total NonInterest Income | 114 |
| Total Bank Equity Capital | 11,092 |
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Total Interest Expense | 366 |
| Total Deposits | 81,505 |
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Total NonInterest Expense | 733 |
| Net Loans & Leases | 66,143 |
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Net Income | 454 |
| Loan Loss Allowance | 763 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 66,394 |
| Total assets for the leverage ratio | 96,270 |
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Loans secured by real estate: | 54,279 |
| Tier 1 Leverage Ratio | 11.73 |
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Commercial and industrial loans | 3,010 |
| Off Balance Sheet Exposures (%) | 5.42 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,112 |
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