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 Celtic Bank
Celtic Bank
| RSSD ID 2998576 | CERTIFICATE 57056 | ABA NUMBER 124084805 |
| 268 South State Street, Suite 300 |
Quarter Ended : |
2013-03-31 |
| Salt Lake City, Utah, 84111 |
Updated : |
2013-04-30 |
| www.celticbank.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Salt Lake City-Ogden, UT |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 240,108 |
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Total Interest Income | 4,079 |
| Total Liabilities | 205,184 |
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Total NonInterest Income | 3,305 |
| Total Bank Equity Capital | 34,924 |
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Total Interest Expense | 1,030 |
| Total Deposits | 196,109 |
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Total NonInterest Expense | 4,102 |
| Net Loans & Leases | 178,815 |
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Net Income | 891 |
| Loan Loss Allowance | 8,214 |
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Net Charge Offs | 286 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 37,142 |
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Total loans | 193,855 |
| Total assets for leverage capital purposes | 242,227 |
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Loans secured by real estate: | 163,310 |
| Tier 1 Leverage Ratio | 14.24 |
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Commercial and industrial loans | 28,918 |
| Tier 1 Risk-based Capital Ratio | 16.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 18.05 |
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Loans to individuals - Other | 413 |
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:· Celtic Bank
