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 The Upstate National Bank
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The Upstate National Bank
| RSSD ID 313009 | CERTIFICATE 13748 | ABA NUMBER 21310465 |
| 729 Proctor Ave |
Quarter Ended : |
2026-03-31 |
| Ogdensburg, New York, 13669 |
Updated : |
2026-04-29 |
| www.upstatebank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 285,210 |
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Total Interest Income | 3,565 |
| Total Liabilities | 256,383 |
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Total NonInterest Income | 38 |
| Total Bank Equity Capital | 28,827 |
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Total Interest Expense | 2,198 |
| Total Deposits | 199,377 |
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Total NonInterest Expense | 1,330 |
| Net Loans & Leases | 224,334 |
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Net Income | 42 |
| Loan Loss Allowance | 2,274 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 222,661 |
| Total assets for the leverage ratio | 276,004 |
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Loans secured by real estate: | 214,298 |
| Tier 1 Leverage Ratio | 10.71 |
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Commercial and industrial loans | 7,967 |
| Off Balance Sheet Exposures (%) | 4.84 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17 |
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:· The Upstate National Bank
