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 Traditions Bank
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Traditions Bank
| RSSD ID 3194692 | CERTIFICATE 57554 | ABA NUMBER 62206457 |
| 109 2nd Ave Nw |
Quarter Ended : |
2026-03-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-04-28 |
| www.traditionsal.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 875,139 |
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Total Interest Income | 14,396 |
| Total Liabilities | 786,506 |
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Total NonInterest Income | 1,480 |
| Total Bank Equity Capital | 88,633 |
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Total Interest Expense | 4,179 |
| Total Deposits | 760,182 |
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Total NonInterest Expense | 8,097 |
| Net Loans & Leases | 684,450 |
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Net Income | 2,316 |
| Loan Loss Allowance | 8,983 |
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Net Charge Offs | 1,770 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 97,631 |
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Total loans | 691,548 |
| Total assets for the leverage ratio | 867,591 |
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Loans secured by real estate: | 492,809 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 160,643 |
| Tier 1 Capital Ratio | 13.78 |
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Loans to individuals - Credit Cards | 2,880 |
| Total Capital Ratio | 15.04 |
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Loans to individuals - Other | 25,090 |
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:· Traditions Bank
