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 Valley Central Bank
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Valley Central Bank
| RSSD ID 320070 | CERTIFICATE 28555 | ABA NUMBER 242072663 |
| 6550 Princeton Glendale Rd |
Quarter Ended : |
2026-03-31 |
| Liberty Township, Ohio, 45011 |
Updated : |
2026-04-23 |
| www.valleycentral.org |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 187,507 |
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Total Interest Income | 2,254 |
| Total Liabilities | 149,619 |
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Total NonInterest Income | 146 |
| Total Bank Equity Capital | 37,888 |
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Total Interest Expense | 790 |
| Total Deposits | 147,008 |
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Total NonInterest Expense | 1,463 |
| Net Loans & Leases | 136,998 |
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Net Income | 125 |
| Loan Loss Allowance | 1,792 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 140,871 |
| Total assets for the leverage ratio | 189,317 |
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Loans secured by real estate: | 136,277 |
| Tier 1 Leverage Ratio | 19.98 |
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Commercial and industrial loans | 3,851 |
| Off Balance Sheet Exposures (%) | 8.37 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 743 |
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:· Valley Central Bank
