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 Beach Business Bank
Beach Business Bank
| RSSD ID 3252510 | CERTIFICATE 57678 | ABA NUMBER 122243774 |
| 1230 Rosecrans Avenue, Suite 100 |
Quarter Ended : |
2013-03-31 |
| Manhattan Beach, California, 90266 |
Updated : |
2013-04-30 |
| www.beachbusinessbank.com |
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| Holding Company (RSSDID 3153130) : First Pactrust Bancorp, Inc. |
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Los Angeles-Long Beach, CA |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 406,198 |
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Total Interest Income | 4,397 |
| Total Liabilities | 353,138 |
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Total NonInterest Income | 327 |
| Total Bank Equity Capital | 53,060 |
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Total Interest Expense | 291 |
| Total Deposits | 319,730 |
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Total NonInterest Expense | 2,574 |
| Net Loans & Leases | 294,066 |
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Net Income | 794 |
| Loan Loss Allowance | 1,628 |
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Net Charge Offs | 75 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 43,983 |
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Total loans | 270,667 |
| Total assets for leverage capital purposes | 314,452 |
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Loans secured by real estate: | 180,249 |
| Tier 1 Leverage Ratio | 13.39 |
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Commercial and industrial loans | 88,489 |
| Tier 1 Risk-based Capital Ratio | 15.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 16.06 |
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Loans to individuals - Other | 206 |
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:· Beach Business Bank
