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 American Commerce Bank, National Association
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American Commerce Bank, National Association
| RSSD ID 3272956 | CERTIFICATE 57686 | ABA NUMBER 61120453 |
| 400 Us Highway 27 Byp |
Quarter Ended : |
2026-03-31 |
| Bremen, Georgia, 30110 |
Updated : |
2026-04-24 |
| www.americancommercebank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 487,606 |
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Total Interest Income | 7,899 |
| Total Liabilities | 405,124 |
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Total NonInterest Income | 191 |
| Total Bank Equity Capital | 82,482 |
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Total Interest Expense | 2,752 |
| Total Deposits | 384,822 |
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Total NonInterest Expense | 2,498 |
| Net Loans & Leases | 409,650 |
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Net Income | 2,185 |
| Loan Loss Allowance | 8,949 |
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Net Charge Offs | 174 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 87,677 |
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Total loans | 417,218 |
| Total assets for the leverage ratio | 480,782 |
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Loans secured by real estate: | 382,923 |
| Tier 1 Leverage Ratio | 17.16 |
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Commercial and industrial loans | 31,073 |
| Tier 1 Capital Ratio | 20 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.26 |
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Loans to individuals - Other | 1,812 |
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:· American Commerce Bank, National Association
