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 1st Trust Bank, Inc.
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1st Trust Bank, Inc.
| RSSD ID 3309393 | CERTIFICATE 57869 | ABA NUMBER 42108449 |
| 44 Commerce Dr |
Quarter Ended : |
2026-03-31 |
| Hazard, Kentucky, 41701 |
Updated : |
2026-04-29 |
| www.1tbi.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 345,912 |
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Total Interest Income | 4,648 |
| Total Liabilities | 315,962 |
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Total NonInterest Income | 250 |
| Total Bank Equity Capital | 29,950 |
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Total Interest Expense | 1,925 |
| Total Deposits | 302,006 |
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Total NonInterest Expense | 2,141 |
| Net Loans & Leases | 276,518 |
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Net Income | 548 |
| Loan Loss Allowance | 1,897 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 269,093 |
| Total assets for the leverage ratio | 330,657 |
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Loans secured by real estate: | 224,303 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 34,362 |
| Off Balance Sheet Exposures (%) | 7.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,027 |
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:· 1st Trust Bank, Inc.
