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 United Citizens Bank & Trust Company
United Citizens Bank & Trust Company
| RSSD ID 336147 | CERTIFICATE 15249 | ABA NUMBER 83905685 |
| 8198 Main Street |
Quarter Ended : |
2013-03-31 |
| Campbellsburg, Kentucky, 40011 |
Updated : |
2013-04-29 |
| www.unitedcitizensbank.com |
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| Holding Company (RSSDID 1137145) : United Citizens Financial Corporation |
| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
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| Specialization : |
All Other Specialization < 1 Billion |
| Interstate Branches : |
No
|
Foreign Offices : |
No |
| Number of Offices : |
5 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 97,023 |
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Total Interest Income | 935 |
| Total Liabilities | 84,986 |
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Total NonInterest Income | 134 |
| Total Bank Equity Capital | 12,037 |
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Total Interest Expense | 138 |
| Total Deposits | 74,376 |
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Total NonInterest Expense | 685 |
| Net Loans & Leases | 48,908 |
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Net Income | 176 |
| Loan Loss Allowance | 558 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 12,413 |
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Total loans | 50,325 |
| Total assets for leverage capital purposes | 95,958 |
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Loans secured by real estate: | 45,338 |
| Tier 1 Leverage Ratio | 12.35 |
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Commercial and industrial loans | 1,164 |
| Tier 1 Risk-based Capital Ratio | 21.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 22.17 |
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Loans to individuals - Other | 1,398 |
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:· United Citizens Bank & Trust Company
