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Solera National Bank
Solera National Bank
| RSSD ID 3397233 | CERTIFICATE 58534 | ABA NUMBER 107007281 |
| 319 South Sheridan Boulevard |
Quarter Ended : |
2013-03-31 |
| Lakewood, Colorado, 80226 |
Updated : |
2013-04-26 |
| www.solerabank.com |
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| Holding Company (RSSDID 3607549) : Solera National Bancorp, Inc. |
| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Denver, CO |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 169,243 |
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Total Interest Income | 1,346 |
| Total Liabilities | 151,034 |
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Total NonInterest Income | 1,563 |
| Total Bank Equity Capital | 18,209 |
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Total Interest Expense | 296 |
| Total Deposits | 125,592 |
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Total NonInterest Expense | 2,429 |
| Net Loans & Leases | 63,303 |
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Net Income | 284 |
| Loan Loss Allowance | 1,074 |
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Net Charge Offs | (11) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total risk based capital | 18,115 |
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Total loans | 72,711 |
| Total assets for leverage capital purposes | 161,872 |
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Loans secured by real estate: | 52,578 |
| Tier 1 Leverage Ratio | 10.53 |
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Commercial and industrial loans | 5,781 |
| Tier 1 Risk-based Capital Ratio | 16.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 17.05 |
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Loans to individuals - Other | 26 |
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