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 Metro City Bank
Metro City Bank
| RSSD ID 3437456 | CERTIFICATE 58181 | ABA NUMBER 61120686 |
| 5441 Buford Highway |
Quarter Ended : |
2013-03-31 |
| Doraville, Georgia, 30340 |
Updated : |
2013-04-26 |
| www.metrocitybank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Atlanta, GA |
| Interstate Branches : |
Yes
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Foreign Offices : |
No |
| Number of Offices : |
7 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 498,463 |
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Total Interest Income | 5,512 |
| Total Liabilities | 440,718 |
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Total NonInterest Income | 2,985 |
| Total Bank Equity Capital | 57,745 |
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Total Interest Expense | 716 |
| Total Deposits | 403,614 |
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Total NonInterest Expense | 3,014 |
| Net Loans & Leases | 356,230 |
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Net Income | 2,857 |
| Loan Loss Allowance | 6,683 |
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Net Charge Offs | 149 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 61,365 |
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Total loans | 362,091 |
| Total assets for leverage capital purposes | 460,075 |
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Loans secured by real estate: | 334,928 |
| Tier 1 Leverage Ratio | 12.3 |
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Commercial and industrial loans | 15,487 |
| Tier 1 Risk-based Capital Ratio | 14.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 16.22 |
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Loans to individuals - Other | 2,102 |
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:· Metro City Bank
