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Commercial Bank
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Commercial Bank
| RSSD ID 358112 | CERTIFICATE 9310 | ABA NUMBER 42106331 |
| 550 Main St |
Quarter Ended : |
2026-03-31 |
| West Liberty, Kentucky, 41472 |
Updated : |
2026-04-30 |
| www.commercialbankky.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 215,847 |
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Total Interest Income | 2,911 |
| Total Liabilities | 195,156 |
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Total NonInterest Income | 216 |
| Total Bank Equity Capital | 20,691 |
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Total Interest Expense | 1,001 |
| Total Deposits | 182,043 |
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Total NonInterest Expense | 1,365 |
| Net Loans & Leases | 152,392 |
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Net Income | 701 |
| Loan Loss Allowance | 1,390 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 23,154 |
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Total loans | 154,331 |
| Total assets for the leverage ratio | 219,031 |
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Loans secured by real estate: | 125,139 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 5,376 |
| Tier 1 Capital Ratio | 15.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.71 |
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Loans to individuals - Other | 16,110 |
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