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 Oakworth Capital Bank
Oakworth Capital Bank
| RSSD ID 3720608 | CERTIFICATE 58783 | ABA NUMBER 62006709 |
| 2100 Southbridge Parkway, Suite 444 |
Quarter Ended : |
2013-03-31 |
| Birmingham, Alabama, 35209 |
Updated : |
2013-04-25 |
| www.oakworthcapital.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Birmingham, AL |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 242,276 |
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Total Interest Income | 2,159 |
| Total Liabilities | 200,405 |
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Total NonInterest Income | 449 |
| Total Bank Equity Capital | 41,871 |
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Total Interest Expense | 112 |
| Total Deposits | 198,136 |
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Total NonInterest Expense | 1,605 |
| Net Loans & Leases | 177,604 |
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Net Income | 583 |
| Loan Loss Allowance | 2,179 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 43,147 |
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Total loans | 177,029 |
| Total assets for leverage capital purposes | 243,597 |
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Loans secured by real estate: | 114,323 |
| Tier 1 Leverage Ratio | 16.82 |
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Commercial and industrial loans | 54,479 |
| Tier 1 Risk-based Capital Ratio | 19.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 20.43 |
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Loans to individuals - Other | 4,847 |
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:· Oakworth Capital Bank
