|
 |
|
|
 Cornerstone Bank
Cornerstone Bank
| RSSD ID 403151 | CERTIFICATE 5496 | ABA NUMBER 104900349 |
| 529 Lincoln Avenue |
Quarter Ended : |
2013-03-31 |
| York, Nebraska, 68467 |
Updated : |
2013-05-01 |
| www.cornerstoneconnect.com |
|
| Holding Company (RSSDID 1050646) : First York Ban Corp. |
| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
|
| Specialization : |
Agricultural Specialization |
| Interstate Branches : |
No
|
Foreign Offices : |
No |
| Number of Offices : |
35 |
Number of Employees : |
394 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,227,556 |
|
Total Interest Income | 11,907 |
| Total Liabilities | 1,127,372 |
|
Total NonInterest Income | 3,448 |
| Total Bank Equity Capital | 100,184 |
|
Total Interest Expense | 1,290 |
| Total Deposits | 1,112,554 |
|
Total NonInterest Expense | 8,633 |
| Net Loans & Leases | 748,726 |
|
Net Income | 4,930 |
| Loan Loss Allowance | 9,962 |
|
Net Charge Offs | (30) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 102,933 |
|
Total loans | 760,827 |
| Total assets for leverage capital purposes | 1,223,122 |
|
Loans secured by real estate: | 319,463 |
| Tier 1 Leverage Ratio | 7.6 |
|
Commercial and industrial loans | 168,711 |
| Tier 1 Risk-based Capital Ratio | 11.01 |
|
Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 12.19 |
|
Loans to individuals - Other | 27,334 |
|
|
|
|
:· Cornerstone Bank
