|
 |
|
|
 The Citizens National Bank of Somerset
|
The Citizens National Bank of Somerset
| RSSD ID 410917 | CERTIFICATE 2725 | ABA NUMBER 42101446 |
| 44 Public Sq |
Quarter Ended : |
2026-03-31 |
| Somerset, Kentucky, 42501 |
Updated : |
2026-04-17 |
| www.cnbsomerset.com |
|
| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
122 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 706,473 |
|
Total Interest Income | 8,479 |
| Total Liabilities | 666,159 |
|
Total NonInterest Income | 1,172 |
| Total Bank Equity Capital | 40,314 |
|
Total Interest Expense | 2,809 |
| Total Deposits | 565,107 |
|
Total NonInterest Expense | 3,864 |
| Net Loans & Leases | 363,130 |
|
Net Income | 2,903 |
| Loan Loss Allowance | 5,593 |
|
Net Charge Offs | 4 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 70,067 |
|
Total loans | 366,625 |
| Total assets for the leverage ratio | 728,398 |
|
Loans secured by real estate: | 320,360 |
| Tier 1 Leverage Ratio | 8.87 |
|
Commercial and industrial loans | 28,649 |
| Tier 1 Capital Ratio | 14.84 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.09 |
|
Loans to individuals - Other | 16,896 |
|
|
|
|
:· The Citizens National Bank of Somerset
