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 The Farmers and Merchants State Bank
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The Farmers and Merchants State Bank
| RSSD ID 425050 | CERTIFICATE 13999 | ABA NUMBER 91408174 |
| 550 Main St |
Quarter Ended : |
2026-03-31 |
| Scotland, South Dakota, 57059 |
Updated : |
2026-04-29 |
| wwwfmsbscotland.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 36,116 |
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Total Interest Income | 449 |
| Total Liabilities | 32,733 |
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Total NonInterest Income | 18 |
| Total Bank Equity Capital | 3,383 |
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Total Interest Expense | 81 |
| Total Deposits | 32,592 |
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Total NonInterest Expense | 239 |
| Net Loans & Leases | 12,361 |
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Net Income | 118 |
| Loan Loss Allowance | 217 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 13,144 |
| Total assets for the leverage ratio | 36,062 |
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Loans secured by real estate: | 2,324 |
| Tier 1 Leverage Ratio | 11.72 |
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Commercial and industrial loans | 1,825 |
| Off Balance Sheet Exposures (%) | 3.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,580 |
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:· The Farmers and Merchants State Bank
