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AloStar Bank of Commerce
AloStar Bank of Commerce
| RSSD ID 4262543 | CERTIFICATE 59060 | ABA NUMBER 62006330 |
| 3680 Grandview Parkway, Suite 200 |
Quarter Ended : |
2013-03-31 |
| Birmingham, Alabama, 35243 |
Updated : |
2013-04-30 |
| www.alostarbank.com |
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| Institution Profile |
| Year Opened : |
2011 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Birmingham, AL |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
1 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 747,335 |
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Total Interest Income | 10,096 |
| Total Liabilities | 574,262 |
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Total NonInterest Income | 407 |
| Total Bank Equity Capital | 173,073 |
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Total Interest Expense | 1,401 |
| Total Deposits | 460,407 |
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Total NonInterest Expense | 9,023 |
| Net Loans & Leases | 288,565 |
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Net Income | 348 |
| Loan Loss Allowance | 23,752 |
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Net Charge Offs | 277 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total risk based capital | 173,557 |
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Total loans | 289,291 |
| Total assets for leverage capital purposes | 762,790 |
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Loans secured by real estate: | 94,847 |
| Tier 1 Leverage Ratio | 22.18 |
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Commercial and industrial loans | 172,224 |
| Tier 1 Risk-based Capital Ratio | 51.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 52.42 |
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Loans to individuals - Other | 124 |
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