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 Baltimore County Savings Bank
Baltimore County Savings Bank
| RSSD ID 430278 | CERTIFICATE 32341 | ABA NUMBER 255070351 |
| 4208 Ebenezer Road Ste A |
Quarter Ended : |
2013-03-31 |
| Nottingham, Maryland, 21236 |
Updated : |
2013-04-26 |
| www.baltcosavings.com |
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| Holding Company (RSSDID 3832949) : Bcsb Bancorp, Inc. |
| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Baltimore, MD |
| Interstate Branches : |
No
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Foreign Offices : |
No |
| Number of Offices : |
16 |
Number of Employees : |
137 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 640,747 |
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Total Interest Income | 6,112 |
| Total Liabilities | 573,035 |
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Total NonInterest Income | 547 |
| Total Bank Equity Capital | 67,712 |
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Total Interest Expense | 1,204 |
| Total Deposits | 567,037 |
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Total NonInterest Expense | 4,515 |
| Net Loans & Leases | 315,914 |
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Net Income | 403 |
| Loan Loss Allowance | 3,582 |
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Net Charge Offs | 395 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 69,507 |
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Total loans | 321,108 |
| Total assets for leverage capital purposes | 645,571 |
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Loans secured by real estate: | 314,201 |
| Tier 1 Leverage Ratio | 10.21 |
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Commercial and industrial loans | 5,310 |
| Tier 1 Risk-based Capital Ratio | 18.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Risk-based Capital Ratio | 19.05 |
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Loans to individuals - Other | 1,597 |
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:· Baltimore County Savings Bank
