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 Phenix-Girard Bank
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Phenix-Girard Bank
| RSSD ID 432432 | CERTIFICATE 41 | ABA NUMBER 62201106 |
| 801 13th St |
Quarter Ended : |
2026-03-31 |
| Phenix City, Alabama, 36867 |
Updated : |
2026-04-27 |
| www.phenix-girard.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 343,760 |
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Total Interest Income | 3,898 |
| Total Liabilities | 336,992 |
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Total NonInterest Income | 411 |
| Total Bank Equity Capital | 6,768 |
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Total Interest Expense | 1,546 |
| Total Deposits | 327,418 |
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Total NonInterest Expense | 1,945 |
| Net Loans & Leases | 78,683 |
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Net Income | 690 |
| Loan Loss Allowance | 1,116 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 82,131 |
| Total assets for the leverage ratio | 383,537 |
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Loans secured by real estate: | 79,137 |
| Tier 1 Leverage Ratio | 11.4 |
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Commercial and industrial loans | 2,092 |
| Off Balance Sheet Exposures (%) | 6.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 444 |
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:· Phenix-Girard Bank
