|
 |
|
|
 First Bank
First Bank
| RSSD ID 436159 | CERTIFICATE 8663 | ABA NUMBER 84307033 |
| 30 South Main Street |
Quarter Ended : |
2013-03-31 |
| Lexington, Tennessee, 38351 |
Updated : |
2013-04-26 |
| www.firstbankonline.com |
|
| Holding Company (RSSDID 1132104) : First South Bancorp, Inc. |
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
|
| Specialization : |
Commercial Lending Specialization |
| Interstate Branches : |
Yes
|
Foreign Offices : |
No |
| Number of Offices : |
56 |
Number of Employees : |
643 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,220,153 |
|
Total Interest Income | 21,333 |
| Total Liabilities | 1,995,486 |
|
Total NonInterest Income | 9,349 |
| Total Bank Equity Capital | 224,669 |
|
Total Interest Expense | 2,806 |
| Total Deposits | 1,826,569 |
|
Total NonInterest Expense | 21,329 |
| Net Loans & Leases | 1,236,163 |
|
Net Income | 6,028 |
| Loan Loss Allowance | 33,852 |
|
Net Charge Offs | 4,785 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 179,352 |
|
Total loans | 1,321,601 |
| Total assets for leverage capital purposes | 2,138,240 |
|
Loans secured by real estate: | 1,023,313 |
| Tier 1 Leverage Ratio | 7.28 |
|
Commercial and industrial loans | 212,720 |
| Tier 1 Risk-based Capital Ratio | 10.98 |
|
Loans to individuals - Credit Cards | 1 |
| Total Risk-based Capital Ratio | 12.65 |
|
Loans to individuals - Other | 31,827 |
|
|
|
|
:· First Bank
