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 Citizens State Bank of La Crosse
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Citizens State Bank of La Crosse
| RSSD ID 447557 | CERTIFICATE 1513 | ABA NUMBER 91804833 |
| 620 Main St |
Quarter Ended : |
2026-03-31 |
| La Crosse, Wisconsin, 54601 |
Updated : |
2026-04-15 |
| www.citizensstatebank.us |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 652,985 |
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Total Interest Income | 10,053 |
| Total Liabilities | 571,055 |
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Total NonInterest Income | 1,197 |
| Total Bank Equity Capital | 81,930 |
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Total Interest Expense | 3,478 |
| Total Deposits | 531,107 |
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Total NonInterest Expense | 3,103 |
| Net Loans & Leases | 538,964 |
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Net Income | 4,669 |
| Loan Loss Allowance | 7,426 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 542,353 |
| Total assets for the leverage ratio | 647,993 |
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Loans secured by real estate: | 479,301 |
| Tier 1 Leverage Ratio | 12.63 |
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Commercial and industrial loans | 58,384 |
| Off Balance Sheet Exposures (%) | 0.01 |
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Loans to individuals - Credit Cards | 1,426 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,278 |
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:· Citizens State Bank of La Crosse
