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Hart County Bank and Trust Company
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Hart County Bank and Trust Company
| RSSD ID 456344 | CERTIFICATE 10145 | ABA NUMBER 83905656 |
| 331 Main St |
Quarter Ended : |
2026-03-31 |
| Munfordville, Kentucky, 42765 |
Updated : |
2026-04-27 |
| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 24,001 |
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Total Interest Income | 287 |
| Total Liabilities | 16,431 |
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Total NonInterest Income | 17 |
| Total Bank Equity Capital | 7,570 |
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Total Interest Expense | 18 |
| Total Deposits | 16,109 |
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Total NonInterest Expense | 141 |
| Net Loans & Leases | 17,363 |
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Net Income | 145 |
| Loan Loss Allowance | 1,014 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,824 |
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Total loans | 18,320 |
| Total assets for the leverage ratio | 23,678 |
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Loans secured by real estate: | 7,901 |
| Tier 1 Leverage Ratio | 31.97 |
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Commercial and industrial loans | 10,379 |
| Tier 1 Capital Ratio | 38.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.9 |
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Loans to individuals - Other | 106 |
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