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:· The Central National Bank of Poteau
 







 
The Central National Bank of Poteau
The Central National Bank of Poteau
RSSD ID 459354 | CERTIFICATE 4181 | ABA NUMBER 103102591
209 Clayton Street Quarter Ended : 2014-12-31
Poteau, Oklahoma, 74953 Updated : 2015-01-22
www.cnbpoteau.com
Holding Company (RSSDID 1067411) : Central Bancshares Of Poteau, Inc.

Institution Profile
Year Opened : 1902 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Specialization : Agricultural Specialization
Interstate Branches : No Foreign Offices : No
Number of Offices : 6 Number of Employees : 79

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets231,894
Total Interest Income9,016
Total Liabilities210,553
Total NonInterest Income2,102
Total Bank Equity Capital21,341
Total Interest Expense722
Total Deposits208,611
Total NonInterest Expense6,496
Net Loans & Leases117,234
Net Income3,922
Loan Loss Allowance775
Net Charge Offs71



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total risk based capital21,457
Total loans115,566
Total assets for leverage capital purposes225,947
Loans secured by real estate:69,983
Tier 1 Leverage Ratio9.15
Commercial and industrial loans13,980
Tier 1 Risk-based Capital Ratio18.55
Loans to individuals - Credit Cards500
Total Risk-based Capital Ratio19.24
Loans to individuals - Other9,242





 

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Source of Data: FDIC, FRB, NCUA, OCC, OTS, SEC, U.S. Department of the Treasury