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:· The Central National Bank of Poteau
 







 
The Central National Bank of Poteau
The Central National Bank of Poteau
RSSD ID 459354 | CERTIFICATE 4181 | ABA NUMBER 103102591
209 Clayton Street Quarter Ended : 2014-09-30
Poteau, Oklahoma, 74953 Updated : 2014-10-15
www.cnbpoteau.com
Holding Company (RSSDID 1067411) : Central Bancshares Of Poteau, Inc.

Institution Profile
Year Opened : 1902 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Specialization : Agricultural Specialization
Interstate Branches : No Foreign Offices : No
Number of Offices : 6 Number of Employees : 81

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets224,552
Total Interest Income6,718
Total Liabilities202,691
Total NonInterest Income1,559
Total Bank Equity Capital21,861
Total Interest Expense548
Total Deposits201,310
Total NonInterest Expense4,773
Net Loans & Leases109,217
Net Income2,971
Loan Loss Allowance760
Net Charge Offs76



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total risk based capital22,316
Total loans107,262
Total assets for leverage capital purposes225,845
Loans secured by real estate:69,801
Tier 1 Leverage Ratio9.54
Commercial and industrial loans9,445
Tier 1 Risk-based Capital Ratio21.36
Loans to individuals - Credit Cards504
Total Risk-based Capital Ratio22.12
Loans to individuals - Other8,313





 

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Source of Data: FDIC, FRB, NCUA, OCC, OTS, SEC, U.S. Department of the Treasury