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 Union State Bank
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Union State Bank
| RSSD ID 467733 | CERTIFICATE 5602 | ABA NUMBER 62203395 |
| 15 20th St N |
Quarter Ended : |
2026-03-31 |
| Pell City, Alabama, 35125 |
Updated : |
2026-04-27 |
| www.unionstate.net |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 205,400 |
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Total Interest Income | 2,125 |
| Total Liabilities | 194,191 |
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Total NonInterest Income | 503 |
| Total Bank Equity Capital | 11,209 |
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Total Interest Expense | 471 |
| Total Deposits | 189,243 |
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Total NonInterest Expense | 1,918 |
| Net Loans & Leases | 89,323 |
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Net Income | 239 |
| Loan Loss Allowance | 851 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,772 |
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Total loans | 89,659 |
| Total assets for the leverage ratio | 207,568 |
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Loans secured by real estate: | 78,206 |
| Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 8,367 |
| Tier 1 Capital Ratio | 14.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.15 |
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Loans to individuals - Other | 2,086 |
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:· Union State Bank
