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 First National Bank of Scotia
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First National Bank of Scotia
| RSSD ID 472616 | CERTIFICATE 11501 | ABA NUMBER 21310711 |
| 201 Mohawk Ave |
Quarter Ended : |
2026-03-31 |
| Scotia, New York, 12302 |
Updated : |
2026-04-30 |
| www.firstscotia.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 706,452 |
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Total Interest Income | 8,314 |
| Total Liabilities | 639,648 |
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Total NonInterest Income | 899 |
| Total Bank Equity Capital | 66,804 |
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Total Interest Expense | 1,303 |
| Total Deposits | 620,658 |
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Total NonInterest Expense | 5,888 |
| Net Loans & Leases | 507,133 |
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Net Income | 1,292 |
| Loan Loss Allowance | 5,551 |
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Net Charge Offs | 249 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 70,411 |
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Total loans | 510,791 |
| Total assets for the leverage ratio | 704,419 |
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Loans secured by real estate: | 320,766 |
| Tier 1 Leverage Ratio | 9.19 |
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Commercial and industrial loans | 46,602 |
| Tier 1 Capital Ratio | 13.33 |
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Loans to individuals - Credit Cards | 2,580 |
| Total Capital Ratio | 14.5 |
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Loans to individuals - Other | 138,721 |
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:· First National Bank of Scotia
