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Citizens State Bank of Loyal
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Citizens State Bank of Loyal
| RSSD ID 479446 | CERTIFICATE 6186 | ABA NUMBER 75903983 |
| 400 N Main St |
Quarter Ended : |
2026-03-31 |
| Loyal, Wisconsin, 54446 |
Updated : |
2026-04-16 |
| www.csbloyal.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 307,286 |
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Total Interest Income | 3,690 |
| Total Liabilities | 276,376 |
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Total NonInterest Income | 326 |
| Total Bank Equity Capital | 30,910 |
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Total Interest Expense | 1,299 |
| Total Deposits | 242,765 |
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Total NonInterest Expense | 1,701 |
| Net Loans & Leases | 173,724 |
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Net Income | 899 |
| Loan Loss Allowance | 1,980 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 38,210 |
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Total loans | 180,476 |
| Total assets for the leverage ratio | 316,342 |
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Loans secured by real estate: | 134,005 |
| Tier 1 Leverage Ratio | 11.42 |
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Commercial and industrial loans | 6,719 |
| Tier 1 Capital Ratio | 17.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.4 |
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Loans to individuals - Other | 269 |
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