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F&M Bank
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F&M Bank
| RSSD ID 510330 | CERTIFICATE 16897 | ABA NUMBER 61112830 |
| 911 E Robert Toombs Ave |
Quarter Ended : |
2026-03-31 |
| Washington, Georgia, 30673 |
Updated : |
2026-04-08 |
| www.fmbanknow.com |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 424,128 |
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Total Interest Income | 6,186 |
| Total Liabilities | 371,097 |
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Total NonInterest Income | 454 |
| Total Bank Equity Capital | 53,031 |
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Total Interest Expense | 1,571 |
| Total Deposits | 362,181 |
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Total NonInterest Expense | 3,037 |
| Net Loans & Leases | 270,606 |
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Net Income | 1,510 |
| Loan Loss Allowance | 5,301 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 275,988 |
| Total assets for the leverage ratio | 431,241 |
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Loans secured by real estate: | 234,231 |
| Tier 1 Leverage Ratio | 14.4 |
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Commercial and industrial loans | 16,296 |
| Off Balance Sheet Exposures (%) | 10.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,126 |
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