|
 |
|
|
 First Niagara Bank, National Association
First Niagara Bank, National Association
| RSSD ID 517900 | CERTIFICATE 16004 | ABA NUMBER 222370440 |
| 726 Exchange Street, Suite 106 |
Quarter Ended : |
2013-03-31 |
| Buffalo, New York, 14210 |
Updated : |
2013-04-30 |
| www.firstniagara.com |
|
| Holding Company (RSSDID 2648693) : First Niagara Financial Group, Inc. |
| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
|
| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Buffalo-Niagara Falls, NY |
| Interstate Branches : |
Yes
|
Foreign Offices : |
No |
| Number of Offices : |
445 |
Number of Employees : |
5,875 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 36,852,837 |
|
Total Interest Income | 296,451 |
| Total Liabilities | 31,643,027 |
|
Total NonInterest Income | 94,549 |
| Total Bank Equity Capital | 5,209,588 |
|
Total Interest Expense | 17,936 |
| Total Deposits | 28,240,551 |
|
Total NonInterest Expense | 235,727 |
| Net Loans & Leases | 19,863,803 |
|
Net Income | 81,640 |
| Loan Loss Allowance | 172,002 |
|
Net Charge Offs | 10,320 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total risk based capital | 2,714,823 |
|
Total loans | 19,926,645 |
| Total assets for leverage capital purposes | 34,047,239 |
|
Loans secured by real estate: | 13,633,337 |
| Tier 1 Leverage Ratio | 7.43 |
|
Commercial and industrial loans | 4,321,510 |
| Tier 1 Risk-based Capital Ratio | 10.15 |
|
Loans to individuals - Credit Cards | 304,781 |
| Total Risk-based Capital Ratio | 10.89 |
|
Loans to individuals - Other | 1,036,344 |
|
|
|
|
:· First Niagara Bank, National Association
