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The First Central National Bank of St. Paris

The First Central National Bank of St. Paris
RSSD ID 538222 | CERTIFICATE 15214 | ABA NUMBER 44107163
103 S Springfield St Quarter Ended : 2026-03-31
St. Paris, Ohio, 43072 Updated : 2026-04-13
www.firststparis.com

Institution Profile
Year Opened : 1880 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 4 Number of Employees : 22
Related Company Filings Regulator
 CENTRAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets98,989
Total Interest Income1,062
Total Liabilities80,297
Total NonInterest Income104
Total Bank Equity Capital18,692
Total Interest Expense245
Total Deposits79,016
Total NonInterest Expense717
Net Loans & Leases57,571
Net Income172
Loan Loss Allowance490
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital19,146
Total loans57,179
Total assets for the leverage ratio98,316
Loans secured by real estate:46,801
Tier 1 Leverage Ratio18.96
Commercial and industrial loans2,900
Tier 1 Capital Ratio28.62
Loans to individuals - Credit Cards0
Total Capital Ratio29.4
Loans to individuals - Other1,455





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury