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 First National Bank in Philip
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First National Bank in Philip
| RSSD ID 538754 | CERTIFICATE 3999 | ABA NUMBER 91404369 |
| 103 E Oak Street |
Quarter Ended : |
2026-03-31 |
| Philip, South Dakota, 57567 |
Updated : |
2026-04-08 |
| www.fnbphilip.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 465,664 |
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Total Interest Income | 6,142 |
| Total Liabilities | 414,715 |
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Total NonInterest Income | 291 |
| Total Bank Equity Capital | 50,949 |
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Total Interest Expense | 2,184 |
| Total Deposits | 409,091 |
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Total NonInterest Expense | 1,354 |
| Net Loans & Leases | 269,804 |
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Net Income | 2,756 |
| Loan Loss Allowance | 3,759 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,024 |
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Total loans | 271,032 |
| Total assets for the leverage ratio | 473,722 |
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Loans secured by real estate: | 107,209 |
| Tier 1 Leverage Ratio | 11.67 |
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Commercial and industrial loans | 27,865 |
| Tier 1 Capital Ratio | 15.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.77 |
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Loans to individuals - Other | 2,307 |
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:· First National Bank in Philip
