|
 |
|
|
 Citizens' Bank, Inc.
|
Citizens' Bank, Inc.
| RSSD ID 563336 | CERTIFICATE 23523 | ABA NUMBER 65103243 |
| 21980 Palmer Street |
Quarter Ended : |
2026-03-31 |
| Robertsdale, Alabama, 36567 |
Updated : |
2026-04-28 |
| WWW.CITIZENSBANKAL.COM |
|
| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
29 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,628 |
|
Total Interest Income | 1,859 |
| Total Liabilities | 144,293 |
|
Total NonInterest Income | 89 |
| Total Bank Equity Capital | 14,335 |
|
Total Interest Expense | 492 |
| Total Deposits | 143,657 |
|
Total NonInterest Expense | 978 |
| Net Loans & Leases | 83,019 |
|
Net Income | 397 |
| Loan Loss Allowance | 965 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 85,667 |
| Total assets for the leverage ratio | 160,690 |
|
Loans secured by real estate: | 71,294 |
| Tier 1 Leverage Ratio | 10.73 |
|
Commercial and industrial loans | 8,606 |
| Off Balance Sheet Exposures (%) | 5.42 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,767 |
|
|
|
|
:· Citizens' Bank, Inc.
